HOW ADDING ADDITIONAL DRIVERS TO YOUR CAR INSURANCE CAN LOWER YOUR PREMIUM

Did you know that by adding a named driver to you car insurance policy can reduce the overall cost of your premium? This is a particularly effective way of reducing the insurance premiums for new and young drivers who don't have the necessary experience to benefit from other types of discounts.

By law you are required to provide your insurance company with all the correct information they require in order to assess your premium. The information you provide them
will be used in various ways to assess how much your monthly or annual premium will be. However, many factors that affect your premium can be written in different ways which can be hugely beneficial to reducing your premiums. You may think that adding an additional driver to your policy will cost more, when in fact the exact opposite is true. Adding an experienced driver to your policy in most cases reduces the overall cost.

The additional driver could be a family member or friend who has more driving experience than yourself and as long as the information you provide on your application is accurate and true you can save up to £200 per year off your premium.

This works because your insurance company will assume you will be spending less time in the vehicle driving, therefore reducing the chance of an accident.

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